Buying a First Home
About Me
Buying a First Home

After 10 years of marriage, I’m still enjoying living in the first home I moved into with my husband. Buying a first home can be one of the most exciting events in a person’s life. Before making this important expenditure, people need to first sit down and determine how they will successfully finance it. After all, a home will likely be the most expensive purchase you make in your life. Talk to a loan officer and determine how much money you can reasonably borrow. Then, decide how much money you want to use as a down payment. You also must decide how many years you will finance your home for. On this blog, you will learn about the process of buying a first home with a loan.


Buying a First Home

Preparing To Meet With A Bail Bondsman: What You Need To Do And What To Bring With You

Irma Bates

When you are faced with having a spouse or adult child in jail and bail has been set, it is clear that you will want to meet with a bail bondsman. Almost no one can actually afford bail that is set by the courts, and that is why bail bond agents exist. Since most people who are arrested on a Friday night or a weekend are not arraigned in court before Monday, your relative will not know what his/her bail amount is going to be until Monday at the earliest. However, you can begin looking for a bail bond agent right away. Once you have found one that can see you, set up an appointment time that is convenient for you. Then do all of the following.

Be on Time

Bail bond agents are at their busiest on Mondays because a lot of "drunk and disorderly" and domestic violence arrests take place on the weekends. That means that if you make an appointment with a bail bond agent for Monday, keep it and be on time​. The bail bond agent has a lot going on, and he/she has other people to see who are looking to get someone out of jail. The bond agent tries to set up appointments with the jails based on the number of people he/she is supposed to help release from particular locations. One of those releases may be your spouse or adult child, but only if you show up to the appointment on time. 

​Bring Your Bail Percentage in Deed, Title, Card, or Cash

Bail bond agents do not take payment via check because it is too easy for the client to cancel it before the money can be transferred. It is also non-transferrable to the courts and jail, so bring cash, a credit card from which the funds may be drawn, a deed to a property owned free and clear, or a title to a vehicle that is owned free and clear. Other valuables must be sold and exchanged for cash before you arrive at the bail agent's office because the bail agent is not a pawnbroker. 

Bring All Pertinent Information

​When you come to the meeting, bring the name of the person to be freed, the jail in which he/she is currently held, the crimes with which this person is accused, the time of the arraignment (if it has not occurred yet), and anything else you know about the public defender's name and/or the judge who is presiding over the case. If the arraignment has already occurred, you will need the court hearing number as well. Then the bond agent can process your relative's release quickly.