Buying a First Home
About Me
Buying a First Home

After 10 years of marriage, I’m still enjoying living in the first home I moved into with my husband. Buying a first home can be one of the most exciting events in a person’s life. Before making this important expenditure, people need to first sit down and determine how they will successfully finance it. After all, a home will likely be the most expensive purchase you make in your life. Talk to a loan officer and determine how much money you can reasonably borrow. Then, decide how much money you want to use as a down payment. You also must decide how many years you will finance your home for. On this blog, you will learn about the process of buying a first home with a loan.


Buying a First Home

Trying To Go Completely Solar: How To Fund A Major Energy Change

Irma Bates

The push towards eco-friendly and green practices for every company is a tough one. On the one hand, you absolutely want your company to get on this bandwagon, and on the other hand, it is almost financially impossible to pull it off. If your company struggles with trying to make switches over to a more environmentally friendly form of energy consumption, there are plenty of options that can help. The following will show you how to help your entire company convert to the commercial use of solar energy with more financially comfortable approaches. 

Financing Solutions for Commercial Energy Projects

Commercial solar energy companies often offer the means to finance your conversion to solar power. A technician that does the installation work will come to your location, assess your power needs, and then write you a quote for the panels and the installation work. Then he/she will show you the financing and payment plans that are available. If the price and the payment arrangements are agreeable to you, you sign a work order and fill out the financing forms. Installation begins as early as a day or two from signing the forms and as late as a couple of months down the road if the solar panels needed have to be manufactured and shipped. 

Government Help

There are government programs that can help with the costs of converting to solar power as well. Somewhere between the grants provided for these projects and the tax breaks given to companies that move away from traditional energy and fuel consumption, you can get your solar panels and energy converter boxes for a fraction of what you thought you would have to pay. Sometimes (and in some states), you can get the whole enchilada for free. There are some government forms to fill out, and then you have to wait for project approval, but it is definitely worth looking into if your company's budget is really tight.

Traditional Lenders and Financing

If your company has any equity in its buildings and/or property, you might want to borrow against that equity to help support the costs of the solar panels and energy conversion installation. First find a company that provides solar panels, related equipment, and installation. Get a quote you find agreeable. Then talk to traditional lenders (e.g., banks, credit unions, etc.) about the equity your company has in its buildings and property to see if you can get a big enough loan to cover the energy upgrades.

There are many options for you to learn more about the financing solutions for commercial energy projects.