Buying a First Home
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Buying a First Home

After 10 years of marriage, I’m still enjoying living in the first home I moved into with my husband. Buying a first home can be one of the most exciting events in a person’s life. Before making this important expenditure, people need to first sit down and determine how they will successfully finance it. After all, a home will likely be the most expensive purchase you make in your life. Talk to a loan officer and determine how much money you can reasonably borrow. Then, decide how much money you want to use as a down payment. You also must decide how many years you will finance your home for. On this blog, you will learn about the process of buying a first home with a loan.


Buying a First Home

4 Surprising Credit Card Services for the Ultra-Rich

Irma Bates

When you think about the rich, you probably think about private jets and luxury cars. But you might not think about getting those services with miles points. Many of the credit cards for the ultra-rich come with these crazy bonuses. Let's take a look at the top four.

Personal Shoppers

A personal shopper is a person who plans out your wardrobe, outfits, and outfits in the latest styles so you look good for everything from events to business meetings. They work as a sort of image consultant. And now some credit cards offer points for your shopping sprees.

Your personal shopper can take your card information and start buying your wardrobe for you. Then, they'll learn more about what you like and start narrowing down your choices, so you always get the most attractive options.

Travel Planners

So, if you don't want a personal shopper but still need a little help planning out your trip, then let a travel planner do the job. They usually will hold your hand from start to finish. You can even have them plan anything from your honeymoon to a business trip. That includes flights, hotels, restaurant reservations, and if you're really rich... security.

They can even plan out day trips and help you book your rental car, and they'll tell you what you should pack for the weather that you'll experience.

Lifestyle Managers

These are the people that help you with every aspect of your life. They make sure your bills are paid on time and never exceed the amount they should be. They keep track of where you stand financially, so if your dream car comes on sale, they'll let you know. They can even tell you about investments.

Basically, if you are looking for a financial manager or personal assistant who does it all, this is your go-to person. They'll even make reservations at some of the most exclusive restaurants in town.

Private Jets

Okay, so you've had some help with travel planners and now want to take it a step further. This is where private jets come into play. And if your card gets you these perks then congrats! You have arrived!

You're not likely to see these credit cards; many of them require that you spend $100,000 a year or pay $10,000 in fees every month. But it's something to work toward, especially if you have the aim of being a millionaire someday.