Buying a First Home
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Buying a First Home

After 10 years of marriage, I’m still enjoying living in the first home I moved into with my husband. Buying a first home can be one of the most exciting events in a person’s life. Before making this important expenditure, people need to first sit down and determine how they will successfully finance it. After all, a home will likely be the most expensive purchase you make in your life. Talk to a loan officer and determine how much money you can reasonably borrow. Then, decide how much money you want to use as a down payment. You also must decide how many years you will finance your home for. On this blog, you will learn about the process of buying a first home with a loan.


Buying a First Home

Can't Afford The Current Bail Amount? How To Secure A Bail Reduction

Irma Bates

If your spouse has been arrested, and you can't afford to bail them out, it's time to aim for a bail reduction. You might not realize this, but there are times when bail can be reduced, even for serious charges. However, you do need to be proactive. In fact, it's a good idea to hire an attorney as soon as possible. Not only can a criminal defense attorney help get the bail reduced for your spouse, but they can also help fight the charges against them. Read the list provided below. Here are just four of the ways that an attorney can help get bail reduced for your spouse. 

Community Standing

If your spouse is in jail, and they have a strong standing in the community, an attorney might be able to obtain a bail reduction. This is especially true if you and your spouse own a home in the community, operate a business, or participate in other types of beneficial community activities. Community standing can be used to demonstrate strong civic ties, which reduces flight risk, and can result in a decreased bail requirement. 

Reduced Charges

If your spouse is facing criminal charges, those charges will be used to determine bail requirements. If the charges are serious, or there are multiple charges, bail may be set higher than you'd expect or more than you can afford. That's where an attorney comes in handy. A criminal defense attorney can file a request with the court to have some of the charges dropped, or reduced. If that happens, the bail requirements will be adjusted, which means you might be able to pay less to secure a bail bond for your spouse. 

Criminal Record

If you're trying to get the bail requirements reduced for your spouse, a close look at your spouse's criminal record might be able to help. A variety of components are used to determine bail requirements. One component is the past criminal record of a defendant. If your spouse has no prior arrests or convictions, a defense attorney might be able to use that information to secure a bail reduction. 

Excessive Bail

If your spouse is being held on a higher than expected bail amount, and you feel that the amount is excessive, it's time to talk to an attorney. An attorney might be able to argue that the bail requirement doesn't fit the charges that are being leveled against your spouse, which could result in a reduction.

For more information on bail bonds, contact a professional service such as Steele Boys Bail Bonds.