After 10 years of marriage, I’m still enjoying living in the first home I moved into with my husband. Buying a first home can be one of the most exciting events in a person’s life. Before making this important expenditure, people need to first sit down and determine how they will successfully finance it. After all, a home will likely be the most expensive purchase you make in your life. Talk to a loan officer and determine how much money you can reasonably borrow. Then, decide how much money you want to use as a down payment. You also must decide how many years you will finance your home for. On this blog, you will learn about the process of buying a first home with a loan.
Someone you care about has found themselves in the unfortunate situation of sitting in jail. Perhaps they have been arrested and are being charged with one or more crimes. They might also be completely innocent, but that does not change the fact that they will sit in jail until they are able to bail out or until they go to trial and hopefully receive a judgment of innocence. If you want to help them out so they can come home until their day in court, you will want to seek out a 24-hour bail bonds service. Here are some things you will want to know before you call the bondsman:
The Defendants Information
You are going to need to have certain information with you when you do meet with the bail bondsman. This is so you can easily fill out all of the required paperwork and so the bondsman can confirm what they need to confirm in order to help get your loved one or friend out of jail. Some of the information you will need would be their full name, date of birth, report or booking number, and the charges that have been brought against them. You can ask the bail bondsman if there is any additional information they need while you are on the phone scheduling your appointment.
What Money Or Collateral You Need
There's a chance that you will not need to provide any collateral. This is usually the case when the bond amount is very low. The bondsman will usually require a cash payment to go towards the bond, which is generally a small percentage of the total amount owed to the courts. The bondsman, at his or her own discretion, may waive the cash amount if you have enough collateral. Such collateral might include the deed to your home or the title to an expensive vehicle.
Your friend or family member is probably very anxious to get out of jail so they can prepare for their court date from the comfort and safety of their own home. This will also make it a lot easier for them to speak with their defense attorney, as it is not always easy to place calls from jail. Jail can be a very intimidating place and it's not where someone wants to be until they have no other option. For more information, call to arrange an appointment with a local bail bondsman.