After 10 years of marriage, I’m still enjoying living in the first home I moved into with my husband. Buying a first home can be one of the most exciting events in a person’s life. Before making this important expenditure, people need to first sit down and determine how they will successfully finance it. After all, a home will likely be the most expensive purchase you make in your life. Talk to a loan officer and determine how much money you can reasonably borrow. Then, decide how much money you want to use as a down payment. You also must decide how many years you will finance your home for. On this blog, you will learn about the process of buying a first home with a loan.
30 November 2016
Many banks have expanded their free mobile banking programs. This feature is key when the checking account is low; it allows you to keep a closer eye on your accounts. Here are some of the most important ways that mobile banking can improve your banking experience. Keep Closer Track of Finances First of all, mobile banking gives you a way to keep track of your finances any time you have your smart phone with you.
19 September 2016
Do you have bad or no credit but you need money fast? There are loans you can get no matter what your credit. Whether you need money for bills, school, or car repairs, you can breathe easy knowing you have options. Here are five loans you can get if you have poor credit: 1. Payday Loan If you have an emergency car repair or an unexpected expense come up between paychecks, a payday loan may be just what you need.
1 August 2016
When you're trying to help a loved one avoid spending time in jail, surety bonds may come up as an option for posting bail. Here is what you need to know about surety bonds. What is the Purpose of the Surety Bail Bond? The surety bond is meant to assure the court that the defendant will return to the court house in order to be tried in their criminal trial. The defendant (or holder of the surety bond) puts several assets on the line that will be lost if the defendant does not show up in court.
4 July 2016
Getting a title loan on your vehicle can be a real lifesaver in some situations. However, you should never attempt to get a title loan without knowing first that you will be able to pay it back. Here are a few other things you should never attempt to do when you need a title loan, and what the repercussions are if you do attempt either of the following. Use Duplicate Titles to Get More Than One Title Loan
3 June 2016
Getting a mortgage for the first time can be a confusing process for many people, and it can be hard to understand every aspect of your loan. One aspect you might not understand involves something called a prepayment penalty. If your loan has one of these, it's very important for you to understand what this means and how it works. Here are several things you should know about prepayment penalties.