Buying a First Home
About Me
Buying a First Home

After 10 years of marriage, I’m still enjoying living in the first home I moved into with my husband. Buying a first home can be one of the most exciting events in a person’s life. Before making this important expenditure, people need to first sit down and determine how they will successfully finance it. After all, a home will likely be the most expensive purchase you make in your life. Talk to a loan officer and determine how much money you can reasonably borrow. Then, decide how much money you want to use as a down payment. You also must decide how many years you will finance your home for. On this blog, you will learn about the process of buying a first home with a loan.


Buying a First Home

  • Tips for Getting Approved for a Rehab Loan

    15 December 2020

    A rehab loan is a name that lenders use for loans to fix up properties. You can find several rehab loan types if you look for them, including fix and flip loans. In any case, a rehab loan is something people seek when they want to purchase a property to renovate and sell. If you want to buy a property for this purpose, you can inquire about a rehab loan. If you want to improve your chances of getting approved, you can follow these tips.

  • 3 Things To Do Before Applying For A Home Loan

    5 November 2020

    Getting a home loan might be necessary for you if you want to purchase a home. Most people need mortgages to buy houses, but getting one is not always simple. Lenders have rules, requirements, and conditions for issuing loans. If you do not meet these things, you may not qualify. If you want to increase your chances of qualifying for a home loan, you might want to do these three things before applying for one.

  • Is It True You Can Get A Home Mortgage With No Credit Score?

    21 September 2020

    Mortgage companies lean heavily on credit scores, so it's understandable when people assume one is needed to purchase a home. Surprisingly, you can get a home mortgage with no credit score whatsoever, but you'll have to meet some special requirements to do so. Here are two that will be asked of you. You Need to Provide Alternative Sources of Credit History The mortgage company's primary concern is making sure the loan will be paid every month.

  • Four Considerations For Repaying Your Home Loan Early

    20 August 2020

    There are several reasons why homeowners may want to repay their home loan early. The most common reason for early repayment is to pay a lower overall amount of interest, thus saving money. But some people also want to repay their loan early because they simply don't want to deal with a monthly payment anymore. Whatever your reason for wanting to repay your loan early, there are some things you should take into consideration when applying for your loan and when repaying it.

  • The Risks Of Skipping Out On Bail

    17 July 2020

    No one ever wants to get arrested for a crime, yet many people end up arrested each day. If this happens to you, you will remain in jail until you find a way to pay your bail. One method you can use to get released is to hire a bail bond agent. If you use this method, you must understand the agreement you have with the agent and the risks you take if you skip out on bail.