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Buying a First Home

• Getting Approved For A Home Loan When You Have A High DTI Ratio

  28 October 2022

  Lenders want to make sure you can afford the home you're buying, so they calculate how much of your monthly income is needed to satisfy your debts to ensure there's plenty of money left over to pay the mortgage. This is called the debt-to-income (DTI) ratio, and many banks will turn down your application if the percentage is too high. However, there are two ways you can still get approved with a high DTI.

• 4 Practical Ways To Get Approved For Investment Property Loans Quickly

  19 September 2022

  Are you planning to purchase property to grow your wealth or portfolio? Perhaps the only thing stopping you from buying various properties is a shortage of funds. Fortunately, you can acquire the property through financing. So, what should you do to ensure your investment property loan is approved? The following are some tips to guide you.  1. Save a Significant Amount Before Applying for a Loan Like home loans, your lender might need you to pay some cash towards the property deal.

• A Quick Rundown Of Mortgage Pre-Approval FAQs

  28 July 2022

  Owning a home is a dream for many people. But the process of buying a home can be daunting, especially for first-time buyers. One of the first steps in the home-buying process is getting pre-approved for a mortgage. Read on to learn more about mortgage pre-approvals, including what they are, how to get one, and what to expect. What Is a Mortgage Pre-Approval? A mortgage pre-approval is a letter from a lender that indicates how much money you can borrow to purchase a home.

• Surrendering On An Arrest Warrant: 3 Facts You Should Know About Bail Bonds

  20 June 2022

  If you currently have a warrant out for your arrest, choosing to surrender to law enforcement will often prove beneficial when compared to waiting until you are arrested. Not only will this allow you to avoid the humiliation of a public arrest, but it will also allow you to plan ahead for your release using a bail bond. If you are not familiar with bail bonds, there are a few facts that you should know before turning yourself in.

• What To Know About FHA Home Loans

  11 May 2022

  If you are planning to buy a home, finding a suitable home loan is crucial. While you may qualify for various mortgage options, not all of them will be great fits for your financial needs. FHA home loans are an excellent fit for many potential homeowners. The FHA loan program is insured via the Federal Housing Administration (FHA). Whether you are a first-time buyer or have bought a home before, it's worth looking at this type of home loan.