Buying a First Home
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Buying a First Home

After 10 years of marriage, I’m still enjoying living in the first home I moved into with my husband. Buying a first home can be one of the most exciting events in a person’s life. Before making this important expenditure, people need to first sit down and determine how they will successfully finance it. After all, a home will likely be the most expensive purchase you make in your life. Talk to a loan officer and determine how much money you can reasonably borrow. Then, decide how much money you want to use as a down payment. You also must decide how many years you will finance your home for. On this blog, you will learn about the process of buying a first home with a loan.

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Buying a First Home

  • How To Decrease Your Monthly Mortgage To Next To Nothing

    16 March 2016

    If your wish is to make your bills lower and save more money, this means that you need to decrease the amount of money that you spend on fixed bills. Decreasing fixed bill amounts will make sure that you keep more of your salary, even if you have to spend a little more on food, gas, or other extras some months. One of the largest payments that most people deal with on a monthly basis is the amount of money that they pay for a mortgage.

  • The Best Way To Pay For A Pet's Medical Emergency And How To Quickly Pay Off The Debt

    1 February 2016

    Even if you're the best pet parent around, sometimes medical emergencies happen. Whether your furry family member has suffered an injury or is struggling with a disease, you might find that you're in a position where you need the money to pay for medical treatment right away. While hospitals and doctor's offices for people often send bills after the fact, many veterinarians require payment up front or immediately following the procedure in question.

  • 10 Surprising Facts About FHA Loans

    16 December 2015

    For those who rent their homes, paying a landlord every month can begin to feel like wasting money that could be used on owning their own home. If you have dreamed of being a homeowner, but have financial issues that make you wary of applying for a mortgage, you should know about a government sponsored loan program for people just like you. The Federal Housing Administration (FHA) has been providing a means of home ownership for many people who would otherwise not qualify for a conventional loan for many years.

  • How To Grow Your Trucking Company Without Taking Out A Loan

    10 November 2015

    If you own a trucking company and want to grow your business, but your clients are slow paying their bills, you may think that without savings, the only way to have the money for new equipment or offices is by taking out a traditional bank loan. There are, however, other ways of getting the cash you need without going through all the red tape and time-consuming bureaucracy of asking a bank.

  • 3 Reasons To Invest In Silver Now

    12 October 2015

    If you are looking for ways to diversify your investment portfolio, purchasing precious metals could be a great solution. Unlike paper money (which only has value because the government has assigned value to it), precious metals have intrinsic value that can help them remain valuable during times of economic turmoil. If you have been considering precious metals as an investment strategy, here are three reasons why buying silver makes sense. 1. There are many industrial applications for silver.