After 10 years of marriage, I’m still enjoying living in the first home I moved into with my husband. Buying a first home can be one of the most exciting events in a person’s life. Before making this important expenditure, people need to first sit down and determine how they will successfully finance it. After all, a home will likely be the most expensive purchase you make in your life. Talk to a loan officer and determine how much money you can reasonably borrow. Then, decide how much money you want to use as a down payment. You also must decide how many years you will finance your home for. On this blog, you will learn about the process of buying a first home with a loan.
28 December 2018
Are you thinking about buying your first home? For many people, this aspect of the American dream is one of the most exciting — and nerve-wracking — milestones in their life. And that enthusiasm and inexperience can lead many to bite off more than they can chew. So, how can you find the right starter home for you? Here are four tips to keep it perfectly simple. 1. Don't Think Too Far Ahead.
5 December 2018
For many first-time homebuyers, an FHA mortgage is the best way to secure that first home loan. These loans are provided by private lenders via a government plan through the Federal Housing Commission. They are designed to help homebuyers that would otherwise have issues securing a mortgage. If you are in the market for a new home and want to take advantage of FHA lending, the following guide can help you get ready to apply for an FHA loan.
12 November 2018
Going to jail is one of the biggest fears that many people have, as there is no worse feeling than not having freedom. No matter how good of a citizen you may be, there is always the possibility that you will be taken to jail. The reason why is because some people end up behind bars for something that they were falsely accused of, or for making a mistake. It can feel overwhelming and depressing having to spend time in jail for the first time when you are usually a law-abiding citizen.
12 October 2018
When you are faced with having a spouse or adult child in jail and bail has been set, it is clear that you will want to meet with a bail bondsman. Almost no one can actually afford bail that is set by the courts, and that is why bail bond agents exist. Since most people who are arrested on a Friday night or a weekend are not arraigned in court before Monday, your relative will not know what his/her bail amount is going to be until Monday at the earliest.
18 September 2018
If you are in need of some extra cash to buy a house, one way to do it is to visit a loan lender and request a residential loan. The process involves applying for a loan and stating your needs, and after the lender looks over your financial history, they will decide to approve or decline your loan. That said, all loans are not created equally, with there being different loan terms assigned to a loan based on its purpose and your credit history.