Buying a First Home
About Me
Buying a First Home

After 10 years of marriage, I’m still enjoying living in the first home I moved into with my husband. Buying a first home can be one of the most exciting events in a person’s life. Before making this important expenditure, people need to first sit down and determine how they will successfully finance it. After all, a home will likely be the most expensive purchase you make in your life. Talk to a loan officer and determine how much money you can reasonably borrow. Then, decide how much money you want to use as a down payment. You also must decide how many years you will finance your home for. On this blog, you will learn about the process of buying a first home with a loan.


Buying a First Home

  • How Flight Risk Affects Bail Amount

    16 December 2019

    Finding yourself getting booked in the county jail is probably not the place you expected to be, but if this happens to you, there is a good chance you can get out of jail within hours if you pay the bail amount. This is the benefit that bail offers; however, courts set bail amounts by closely examining the severity of the crime and the person's record. As they do this, they will determine if the person is a flight risk, too, and this is a factor that will greatly affect the amount the courts for your bail money.

  • Three Ways To Protect Your Credit Score When Applying For A Home Mortgage Loan

    23 October 2019

    If you're like most people who are about to purchase their first home, you're probably experiencing a mixture of excitement and trepidation. That trepidation likely stems from the thought of navigating home mortgage applications and hoping that you won't get turned down. Being pre-approved for a loan isn't a guarantee that the financing will come through. If you've been pre-approved for a loan, the financing institution has already run your credit score.

  • What Is A Deposit Secured Loan?

    3 October 2019

    A deposit secured loan is a loan that is secured with some type of cash deposit as collateral. It's an interesting type of loan for someone who already has funds available, but may not want to spend those funds, or may need a loan in excess of those funds. Here's what you need to know. What Is a Deposit Secured Loan? Do you need a personal loan? If you need a personal loan and you don't have good credit, it can be difficult to find options.

  • Reasons People Love Conventional Mortgage Loans

    13 September 2019

    Among all the types of loan programs you can choose, many people prefer turning to conventional mortgages. A conventional mortgage is just one of several common types of loans you can apply for when buying a house, and this type of mortgage tends to have some really good advantages over other loan programs, and here are some of those. Closing on a conventional loan is a lot easier One advantage of conventional loans is that they have fewer requirements that borrowers must complete in order to close.

  • Why You Want A Bail Bond Instead Of Having Someone Wait In Jail

    30 July 2019

    Not everyone opts for bail bond services when they find themselves in jail. Some will decide to simply ride it out until they go before a judge and either have their case dismissed or they are sentenced. However, before you start thinking that it might be better to simply have your loved one or friend stay in jail, you will want to review the following points. They Can Work On Their Case Easier