Buying a First Home
About Me
Buying a First Home

After 10 years of marriage, I’m still enjoying living in the first home I moved into with my husband. Buying a first home can be one of the most exciting events in a person’s life. Before making this important expenditure, people need to first sit down and determine how they will successfully finance it. After all, a home will likely be the most expensive purchase you make in your life. Talk to a loan officer and determine how much money you can reasonably borrow. Then, decide how much money you want to use as a down payment. You also must decide how many years you will finance your home for. On this blog, you will learn about the process of buying a first home with a loan.


Buying a First Home

  • Issue A Company Credit Card To These 5 People

    8 May 2020

    As the owner of a small business, you need to use all the financial and organizational tools you can find. One of these tools is a company credit card. Whether or not you currently have a company credit card for your own usage, you will likely face the decision as to which employees should or should not be given one as well. How can you know when to give out such cards and whom to give them to?

  • Top Tips For Visiting Your Bank To Get A Loan

    13 January 2020

    If you need a loan, you may feel a great deal of stress. This could be for many reasons, but getting the cash necessary is likely to be foremost on your mind. It's ideal to visit a bank in your area to help you achieve this goal. Putting top tips to work can allow you to secure the money you need. 1. Choose a reputable bank The first thing you'll want to do is to use a bank you can count on to be there for you.

  • How Flight Risk Affects Bail Amount

    16 December 2019

    Finding yourself getting booked in the county jail is probably not the place you expected to be, but if this happens to you, there is a good chance you can get out of jail within hours if you pay the bail amount. This is the benefit that bail offers; however, courts set bail amounts by closely examining the severity of the crime and the person's record. As they do this, they will determine if the person is a flight risk, too, and this is a factor that will greatly affect the amount the courts for your bail money.

  • Three Ways To Protect Your Credit Score When Applying For A Home Mortgage Loan

    23 October 2019

    If you're like most people who are about to purchase their first home, you're probably experiencing a mixture of excitement and trepidation. That trepidation likely stems from the thought of navigating home mortgage applications and hoping that you won't get turned down. Being pre-approved for a loan isn't a guarantee that the financing will come through. If you've been pre-approved for a loan, the financing institution has already run your credit score.

  • What Is A Deposit Secured Loan?

    3 October 2019

    A deposit secured loan is a loan that is secured with some type of cash deposit as collateral. It's an interesting type of loan for someone who already has funds available, but may not want to spend those funds, or may need a loan in excess of those funds. Here's what you need to know. What Is a Deposit Secured Loan? Do you need a personal loan? If you need a personal loan and you don't have good credit, it can be difficult to find options.